If you were being charged with some sort of criminal intent, I bet your up **** creek with no paddle. Might wanna be looking at pre-paid legal or some lawyer insurance bs. But at the same time auto insurance pays out for court fees I'm pretty sure...while I understand they aren't the same and auto insurance is more main stream...still, I think it's important to really research the various brokers policies....I didn't do that, I wish I had and I will be carefully shopping for my next broker.
When an operator ends up in court for a uas incident, they definitely did something wrong. Odds are you being sued for medial/injury purposes (reminds me of the dude in Austrailia/s800/triatholon, for some reason) but I would still think having liability would take care of the medical part maybe the "damages" and "emotional" ******** that the person will try to claim but wouldn't your liability pay out for that as long as you aren't being charged?
As for privacy, I would think most of those issues can easily be worked out, which includes bits of what Mazz as said, be cool, share your stuff with curious bystanders. I do a lot of the same stuff as he does, I'm just nice to those that are curious