I want to to purchase liability only insurance for my Phantom 3 and my back-up Phantom 3, I also want to insure an Inspire when I purchase one in the near future.
this is what my quote looks like:
DJI Phantom #1 $995
DJI Phantom #2 $695
DJI Phantom #3 $395 total all 3 $2,085
I find this way too expensive for my needs at the moment, I am a single pilot operator, I can only fly one at a time.
What would make sense is to insure my operation like they would a contractor. I see these aircraft as tools and if I were a contractor and had to pay an upcharge for every additional nail gun, air compresser, or ladder I need to do my job I would walk away.
Is there an insurance coverage that covers liability for the business and not the ridiculous notion that if I have three aircraft I'm making three times the money?
Now did this quote include liability no matter how many flights you make as well as actual drone loss whether damage or total loss? If there was like a insurance one could purchase for lets say a DJI Inspire 1 that cost you $2000 for loss of the machine only for like $300 per year with maybe a $150 deductible it would be a eye catcher. But like I stated, for liability peer flight, Verifly gets the nod. Now with their new pricing structure and time slots and increased coverage, it is really the way to purchase liability for the third party rather than yourself.